PM Jan Dhan Yojana: Meaning, benefits, and eligibility criteria

PM Jan Dhan Yojana: Meaning, benefits, and eligibility criteria

Do you want to know about PM Jan Dhan Yojana? Do you want to avail the benefits of this scheme? If yes, then this article brings you the same information. As we know, there are many schemes launched by the Indian Government every day in which PM Jan Dhan Yojana is one of the government schemes that we discussed in today’s article. The Indian Government started the PM Jan Dhan Yojana in 2014. The main aim of this scheme is to give the easy facility of the banking services to the people. If you want to know more about this scheme, read the article.

What do you mean by PM Jan Dhan Yojana?

As per the analysis, PM Jan Dhan Yojana is one of the government schemes launched in 2014 to give the best facility of banking services to the people. Under this scheme, there are many initiatives taken by the Indian Government to introduce the savings account in front of the people. There are many benefits to applying for the Jan Dhan account online opening and the simple banking procedure. Let us put the focus on the information of its benefits.

  • Opening the account under the PM Jan Dhan Yojana is considered the zero-balance saving account
  • It consists the hassle-free transactions after opening the form under this scheme
  • You also get the insurance plan by making your registration successful under this scheme
  • You also get the access to the ATM card instantly on the opening of your bank account under this scheme
  • It facilitates the service of the four free withdrawals of the money
  • It is considered a convenient banking option with online or net banking services.

Who is eligible to apply under PM Jan Dhan Yojana?

You can do the online bank account opening if you understand the eligibility criteria of the PM Jan Dhan Yojana. If you are interested in applying under this scheme, you must consider the following eligibility criteria. Here we will give the information about the persons who are eligible to apply under this scheme.

  • Retired bank employees
  • The owner of the petrol pumps
  • Individuals who work as the public call office operators
  • Retired government employees
  • Ex-servicemen
  • Retired teachers
  • Agents of the small companies’ scheme
  • An individual who owns the shop of the kiryana, medical and fair price
  • Individuals involved in the self-help groups

Conclusion

This article tells you the meaning of PM Jan Dhan Yojana with its features, benefits, and eligibility criteria. You must understand all the factors of the article if you also want to take the benefits from such government schemes. In the conclusion, we want to tell you that every person is not eligible to take the benefit from this scheme.

We gave all the important information in very easy steps. If you have any queries related to this post, you can freely ask them in the comments section.

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