How to Buy Appliances on EMI Without a Credit Card

Modern-day appliances such as fridge, washing machine, inverters and more make your life easy, smooth, comfortable and simple. You can upgrade to the latest technology evolving in appliances but doing that may affect your monthly budget.

Buying appliances such as inverters, washing machine, fridge, and more on No Cost EMI means that you only need to divide the purchase cost into a tenor. Hence, you only need to pay the exact EMI per month and no extra cost at all. Like this, you can end up grabbing substantial savings.

Nonetheless, you may have doubts and questions in your mind about how you can buy appliances on EMI without credit card. To help clear all such issues, we have created this post to help you out. Read on!

  1. How do you buy appliances on EMI without credit card?

You can buy the latest range of appliances on EMI without credit card by using some easy ways:

  • With the EMI Network Card – You can simply swipe the EMI Network Card at a partner store without submitting any documents or applying for a loan.
  • Without EMI Network Card – You can walk to a partner store and contact the in-store representatives of Bajaj Finserv EMI Network. You can then submit your KYC documents along with a cancelled cheque to quick finance. Once done, you can select your appliances and buy all on No Cost EMI facility.
  • 2. Which appliances can you buy on No Cost EMI?

You are not limited to buy only selected appliances across the Bajaj Finserv EMI Network. You have the freedom to choose from washing machines, inverters, microwaves, water purifiers, televisions, refrigerators, investors and beyond.

3. Where in India you can buy appliances on No Cost EMI?

There are 60,000+ registered local stores available at your service in more than 1300+ cities across India on the Bajaj Finserv EMI Network to shop for your needs.

4. What is the limit of the Bajaj Finserv EMI Network Card?

The Bajaj Finserv EMI Network Card is a payment alternative that lets you grab instant finance of up to Rs.4 lakh. Hence, you have the advantage of shopping for your favourite appliances with a limit of up to Rs.4 lakh.

5. What are the other products that you can buy?

You No Cost EMI shopping need not be limited only to appliances. You can choose from more than 1 million+ products on the Bajaj Finserv EMI Network to shop.

6. Is the No Cost EMI facility reliable?

Yes! There are more than 1 crore+ members on the Bajaj Finserv EMI Network which is a testimony of the proof that users have on this service.

7. What are the applicable rates of interest in shopping on the EMI Network?

You can purchase appliances and other products on easy EMIs without paying anything extra. Once you decide to buy any product, you can spread the purchase amount into monthly installments and pay no additional cost.

8. What are the key benefits of Bajaj Finserv EMI Network Card?

By shopping for appliances and other products on No Cost EMI via the Bajaj Finserv EMI Network, you also get to pocket some spare savings such as:

  • You can upgrade your home with the latest version of appliances with a loan limit of up to Rs.4 lakh on the Bajaj Finserv EMI Network Card
  • You get flexible tenor between 3-24 months to repay the purchased amount without stressing your budget limits or savings
  • You get to foreclose the loan account before its scheduled tenor without paying anything extra
  • You can buy appliances with a simple use of the Bajaj Finserv EMI Network Card at a partner store without submitting any documents
  • You can also get an instant finance approval even if you don’t have an EMI Network Card. You can do that by submitting KYC documents and a cancelled cheque after getting in touch with an in-store representative.
  • 9. What are the eligibility criteria for availing the easy EMI facility?

Availing the No Cost EMI on appliances across the Bajaj Finserv EMI Networkis easy if you have the following eligibility criteria such as:

  • You should be an individual under the age bracket of 21-60 years
  • You should have a regular source of income

However, you need not to worry as you can now get the facility of buying the latest washing machines, refrigerators, air conditioners and other appliances form the Bajaj Finserv EMI Network at No Cost EMI which can help you do it easily.

Do you have some other financial needs such as home loans, business loans, and personal loans and beyond? Bajaj Finserv offers some pre-approved offers on them and many more to make the loan application and processing fast and simple.

You can discover some pre-approved loan offers customized for you by sharing your basic details such as name, age, city name, and mobile number.

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